About Bay Equity
Bay Equity is a full-service retail mortgage lending institution founded and headquartered in the heart of San Francisco’s Financial District. In 2011 and 2012, San Francisco Business Times named Bay Equity among its "Top 100 Fastest-Growing Private Companies" in the Bay Area. Bay Equity also has operations centers in Concord, California; Corona, California; Lake Forest, California; Portland, Oregon; Tacoma, Washington and Everett, Washington and 64 retail branch offices on the West Coast.
Bay Equity opened in the midst of the recession, as many other mortgage lenders were closing their doors. A group of mortgage professionals led by three brothers, Brett, Jon and Casey McGovern, recognized the need for a new type of mortgage lender. Their new lender had to embrace the highest standards, provide exceptional customer service and be committed to lasting relationships.
Bay Equity opened in San Francisco in April of 2008 and funded its first loan one month later. In its short history, Bay Equity has expanded and is now lending in eleven western states and growing.
Bay Equity has hired accomplished mortgage and financial professionals at all levels and has proudly assembled a highly experienced staff of corporate executives and operations professionals.
Tina comes to Bay Equity Home Loans with over two decades of experience, her Lending career began in 1991. This includes 5 years in Consumer Banking and the past 19 in the Mortgage Industry. She began her career in Mortgage in 1996 with Columbia National Mortgage Corp. in Abingdon, Maryland. She spent the next 9 years building a reputation in the competitive and fast-paced East coast market, as the "Get It Done" person. She spent 6 years of this time with Chesapeake Home Mortgage as a Senior Loan Processor and Office Manager. Tina and her husband Chris moved to New Mexico in 2005 where Tina was employed by First Community Mortgage as a Senior Loan Processor/ Junior Underwriter from 2005-2007. During this time she received several awards for outstanding performance for volume and quality of work produced as well as winning awards for excellent customer service. From 2008 to 2009 Tina was employed with 1st Metropolitan Mortgage as a Sr. Loan Processor before making the decision to become a Loan Officer. In 2009 Tina opened her own Branch in Albuquerque with PrimeSource Mortgage. In 2014 she was awarded with the highest award of the company with PrimeSource Mortgage. She has continued to build an incredible reputation year after year with exceptional customer service in the Albuquerque and surrounding areas. In 2015 Tina came on Board and opened Bay Equity Home Loans first location in New Mexico as an Area Sales Manager.
In her spare time Tina enjoys volunteering and working with youth. She has a love for animals and enjoys relaxing, cheering on her Pittsburgh Steelers and Duke City Gladiators, traveling and spending time with her husband Chris and their 2 dogs Sparky, Trooper and cat Shadow.
"I am very dedicated and passionate about my work and have always found the Mortgage industry to be very exciting. I love meeting new people and find it very exciting and rewarding to help them, whether it be to refinance or assist them in purchasing their dream home." Tina M. Krupar
Choosing the right Mortgage advisor is as important as choosing the right home.
* Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act- #4150077; Alabama Consumer Credit License #22011, Arizona Mortgage Banker License #0910340; Arkansas Combination Mortgage Banker-Broker Servicer License #101024808, Colorado Mortgage Company Registration #76988.; Florida Mortgage Lender Servicer License #MLD1014; Bay Equity Home Loans NMLS #76988, 28 Liberty Ship Way, Suite 2800, Sausalito, CA 94111-4516, Georgia Residential Mortgage Lender Licensee #39887; Hawaii Mortgage Loan Originator Company License #HI-76988, Hawaii Mortgage Servicer License #MS139; ; Idaho Mortgage Lender Broker License #MBL-7852; Illinois Residential Mortgage License # MB.6761094, Bay Equity Home Loans, 28 Liberty Ship Way, Suite 2800, Sausalito, CA 94111-4516, Illinois Residential Mortgage License #MB.6761094 and #6850059 ; Indiana DFI First Lien Mortgage Lending License #27854; Bay Equity, Kansas-licensed Mortgage Company, Kansas Mortgage Company License #MC.0025218; Louisiana Residential Mortgage Lending License #76988; Michigan 1st Mortgage Broker/Lender/Servicer Registrant License/Registration #FR0019946, Michigan 2nd Mortgage Broker/Lender Registrant License/Registration #SR0019969; Minnesota Residential Mortgage Originator License #MN-MO-76988.1; Minnesota Residential Mortgage Servicer License #MN-MS-76988.2; Montana Mortgage Lender License #76988; Nebraska Mortgage Banker License, Nevada Mortgage Broker License #3918.; New Mexico Mortgage Loan Company License; Licensed as a Mortgage Lender by the Oklahoma Department of Consumer Credit. Oklahoma Mortgage Lender License #ML002582; North Carolina Mortgage Lender License #L-168181; North Dakota Money Broker License #MB102667; Oregon Mortgage Lender License #4845; South Carolina BFI Mortgage Lender/Servicer License #MLS-76988, OTNN#1; South Dakota Mortgage Lender License #ML.05120; Tennessee Mortgage License #119622; Texas SML Mortgage Banker Registration #76988 Texas Recovery Fund notice, Click Here : https://texreg.sos.state.tx.us/fids/201203137-2.pdf ;Utah DRE Mortgage Entity #7953347, #8895148, #8895149; Washington Consumer Loan License #CL-76988; NMLS ID#76988; Wisconsin Mortgage Banker License #76988BA; Wyoming Mortgage Lender/Broker License #2558; NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988